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An average family moves between eight to ten times in a lifetime. Apart from anything else, this should tell you that a move is on the cards. Let’s face it – lots of families don’t stay put for long. One property might not have a good enough location, and the next might be too small, so selling up is the only option. However, before you pull the trigger, it’s important to make sure it’s the correct decision. To do that, just ask these questions and analyse the answers. There are no guarantees, but the least you can do is sway the odds in your favour.
Can We Afford It?
You would like to think that the property was within your budget, yet that isn’t always the case. Lots of people have ‘eyes bigger than their bellies’ syndrome which causes them to make rash decisions. Plus, a home that has everything you want is tempting regardless of the cost. However, just because it looks the part doesn’t mean it will suit your needs in every category. Properties that drain a family’s finances are the worst types because they put the entire family at risk. A few simple sums should be enough to know whether the house is affordable or out of your budget.
Is It Possible To Secure A Good Mortgage?
Some experts think you should stay exactly where you are unless the terms of the deal are favourable. After all, it is a long-term loan which isn’t going to be cheap. Thankfully, low to medium and high net worth brokers are on hand to help. Quite simply, they are professionals that search the industry for the best deals for their clients. As long as you choose someone you can trust, the possibility of securing a great deal is on the cards. You can do it alone, but it isn’t advisable unless you have knowledge and experience.
What’s The Location Like?
The location is everything in real estate as it affects everything from crime to schools for the kids. Not to mention it also affects the resale value should you move again, which is quite likely. So, moving before you more about a house’s geographical location is plain stupid as it leaves you vulnerable. Sure, the property might appear like a dream home, but it will soon turn into a nightmare. With this in mind, it’s essential to take a stroll around the neighbourhood and get to know the place. How does it feel? What are the people like? Is it family friendly? These are all supplementary questions which need answering.
What About The Kids?
At the end of the day, the kids are the most important people in your world. You and your partner want the best for them, which is why they need to be firmly in focus. However, don’t let their emotional reaction blinker your vision. They might not like the idea but that doesn’t mean that it isn’t in their best interests. If there is a lower crime rate, a good education system, and lots of open spaces to play, it’s probably a good choice.
Sometimes, parents have to make decisions for the sake of the children.