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Essential Things to Do After Buying a Car

Across the world, the processes involved in getting your car on the road are supported by law. We recommend making sure that you buy from  a reputable car dealer. Reputable dealers will have motor trade insurance and will be able to guide you on car registration and legal insurance requirements. Get in touch with Motor Trade Insurance at InsurancequotesNI for more motor insurance guidance. However, without fulfilling the legal requirements for a newly-purchased car, you’ll be flouting the rules and regulations should you drive it out. For instance, in the UK, an offender is expected to pay an £80 automatic fine for driving an unregistered vehicle. In another instance, regarding change of vehicle ownership, when you fail to provide prior notification to the DVLA, you will be fined £1000. Therefore, to avoid becoming a victim of ignorance, here are some things to do after buying your car.

Insure the vehicle

Basic requirements that an insurance company will demand before you insure your vehicle include: 

  • Age and value of the car
  • Owner’s driving record
  • Choice of insurance deductible opted for.

Moreover, there is a likelihood that the rate you get will differ from another person’s or another car you already own. As a tip, provide your car’s VIN to the insurance company or agent to help land the correct insurance quote. 

It’s always a smart move to research before settling on an insurance package for your car. Furthermore, the UK’s car insurance requirement is supported by its road traffic Act 1988. So you will find it helpful to get it done to avoid problems like hefty fines. What’s more, you need car insurance to register your vehicle.

Register the vehicle, and transfer title if need be

In the UK, vehicle registration depends on the availability of the V5C registration certificate. The  DVLA issues this paper to the car owner to prove their ownership. Aside from this, it contains detailed information about the vehicle. If you’re going for a private number plate, you will need to provide this document to the DVLA number plate supplier to complete the registration process in some specific situations.

Whether you’re buying a new or used car, your dealer would already have made arrangements to provide you with temporary registration paperwork. This is to enable you to move the vehicle from the dealership to the next point. It offers a grace period until you can register the car as required by the law. Additionally, you should pay attention to the transferral of vehicle ownership, as it’s the only way to prove you are a legally recognised car owner.

Pay your car tax

According to Gov. UK, owners with cars registered in the country from April 1, 2017, must fulfil some tax obligations. This first payment provides one-year coverage from the day the vehicle was registered, after which you pay a different rate every six to twelve months. Moreover, all newly registered vehicles in the UK must meet the standard 95g CO2 per km target. So any emission more than the standard means more tax to be paid.

In conclusion, fulfilling these requirements or completing the necessary processes will enable you to enjoy your vehicle anytime you hit the road. Anyone who has flouted these rules admits to the unpleasant penal charges that come with them.