In order to avoid excessive borrowing by the public and lead to an economic crisis in the financial system of the property market, the HKMA requires banks to conduct stress tests for mortgage applicants. What exactly is a stress test? How…
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One of the most common questions asked when talking about mortgage protection …. what is it? In simple terms mortgage protection is a type of insurance that is used to cover you in some circumstances in which you can no…
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Over the past couple of years, the mortgages pendulum has swung back towards the big lenders with innovation, demographic shifts and some favourable legislation driving the trend. But what does this mean for consumers in this uncertain time of slow…
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