The New Year has arrived, and 2019 is a perfect time to start thinking about getting your finances in order. There are some small steps that can be taken that can have a major impact on your money. Here are three ways you can improve your financial health this year!
One great way to save is to use coupon apps. Coupon apps like Ibotta and Checkout 51 allow you easily scan your receipt after purchases to received cash back on items. The great thing is that you can receive the cash back reward on both apps, so it’s a smart idea to have both!
You can also save money by finding a bank with no hidden fees. The average household pays over 300 dollars in bank fees annually. The idea of switching banks may sound frightening, especially if you have poor credit and are worried about being approved. Luckily, there are companies like Chime that offer second chance banking. They even have a feature which allows you to receive your direct deposit two days early!
Another huge way to save money is to stay physically healthy. Healthcare is extremely expensive. The average American spends nearly 18 percent of their income on healthcare. If you are able to maintain a healthy lifestyle, you can drastically cut down on health related expenditures.
This is the year for you to be your healthiest, both physically and financially! Using the tips above can help get you there. Check out the graphic below for more advice on how you can be more financially adept in 2019!